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Latest BASE® Topics

Top 3 Benefits for Employers Implementing a Health Savings Account (HSA)

In today's competitive job market, offering attractive benefits is crucial for employers aiming to attract and retain top talent. One such benefit that has gained popularity is the Health Savings Account (HSA). Here are the top three benefits for employers implementing an HSA:

1. Lower Insurance Premiums

HSAs are paired with High-Deductible Health Plans (HDHPs), which typically have lower monthly premiums compared to traditional health plans. By offering an HSA, employers can save on health insurance costs while still providing valuable healthcare coverage to employees. This cost-saving measure can significantly ...
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Going Beyond One-Size-Fits-All With ICHRA Classifications

The Individual Coverage HRA (ICHRA) is revolutionizing the way employers manage healthcare benefits. Unlike traditional one-size-fits-all group health insurance plans, ICHRAs promote cost equity and help lower overall healthcare expenses.

 

What Makes ICHRA Unique?

The ICHRA allows employers to classify employees into different groups, offering tailored reimbursement amounts to each class. This flexibility is a game-changer for businesses looking to provide equitable benefits. The IRS, DOL, and HHS have established eleven allowable classes:

  1. Full-time emplo...
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