Hello Fall

Fall is here! Here are 6 facts you may not have known about fall.

1) September 22
nd is the fall equinox. There are actually two equinoxes every year; the other is in March at the start of spring.

2) On September 22
nd the day and night are about the same length. The term equinox comes from the Latin for “equal night”.

3) One of the prominent signs of fall is the changing color of the leaves. Because photosynthesis stops during this time of year the leaves do not stay green.

4) Some of the widely known fall fruit and vegetables include apples, spinach, squash, bell peppers and pumpkin.

5) During fall birds prepare for their winter migration. One of the longest migrations is the 11,000 mile journey by the Arctic Tern.

6) Before ‘fall’, which the British call ‘autumn’, this time of year was called harvest.

Now that you have enjoyed our fun fall facts, we can start thinking about winter. Winter means the end of the year is just around the corner.

Right now is a great time to start researching benefit plans for 2015. Call BASE® for information on the products we offer and to see how we can help your business in 2015.

Have a wonderful fall and we look forward to working with you in 2015!

Laura Radebaugh
BASE® - Administration/Adjudication Specialist  

Could You Be Doing More For Your Clients?

BASE® has several Account Managers that are in constant contact with Business Partners year around. BASE® works with accountants, financial planners, insurance agents, and brokers to keep them up-to-date with the latest compliance issues and to help their clients save the most money possible through BASE® tax-advantaged plans. Are you one of those Business Partners?

Our company motto at BASE® is “Benefits You Can Trust. Service You Can Count On.” Not only do we set up the plan and provide the administration for you and your clients to save thousands in tax dollars through our plans, but we also provide the service and education that comes along with those plans.

The Affordable Care Act and its penalties related to Health Reimbursement Arrangements and 125 Cafeteria Plans is something that keeps being talked about, and for good reason. With a $100/day excise tax per applicable employee, it is something that shouldn’t be ignored. However, it all comes back to the last part of our motto, “Service You Can Count On.” If you can take a quick five minutes out of your day to talk to one of our Account Managers about your clients and how they are handling the recent ACA changes, you could be doing more for your clients.

“I have used BASE®’s services to assist my small group clients in establishing an HRA (Health Reimbursement Arrangement). These plans have saved my clients significant amounts in premium dollars, which has allowed them to increase wages to employees.

BASE® takes complete control of putting the programs in place and training the group administrators and human resource staff. I've also used BASE® as a resource to answer compliance questions of all kinds. BASE® puts together some scenarios that are easy to understand while spending time on the phone explaining other plan details to me. BASE® definitely understands the Affordable Health Care Act and can provide answers to IRS related questions.

I’ve had follow-up phone calls and the BASE® staff always remembers who I am. I strongly recommend the good people at BASE®.”

-   - BASE® Business Partner, Doug P.

Even if you are not a current BASE® Business Partner, I encourage you to call and see if a BASE® tax-advantaged benefit plan could be something that is right for you and your client(s). By enrolling in a BASE® plan, you will not only receive education with everything related to the plan and the ACA, but you will have peace of mind knowing that it is being done right. 

Tom Stiles
BASE® - Digital Marketing Assistant

The Iowa State Fair

Our company is based in Iowa and in August we find ourselves talking about the famous Iowa State Fair! Each year for a period of 11 days, Iowa hosts a huge party. We entertain over a million visitors each year at the fair.

We moved to Iowa from Minnesota when I was just 2 years old. I remember going to the Iowa State Fair every year. Several years we rode to the fair in the back end of a pickup. Funny how we never even thought about how dangerous that was. When I was younger, I always thought the best part of the fair was the butter cow. It amazed me how they could make a cow out of butter! Of course, I didn’t know they had a wire shell that they covered in butter.

The other thing that I remember is getting salt water taffy every year. I think the taffy stand is still there! Every year the food changes and there are exciting new things to try, but it has to be on a stick to be true fair food – unhealthy as it may be.

I also have fond memories of the Minnesota State Fair. My Grandpa was captain of the guard at the tunnel for the grandstands. So most years we would travel to that fair also. I guess state fairs are in my blood.

I remember one time going to the fair to find my Grandpa with his hand bandaged up. All he could do was laugh and say that Johnny Cash had smashed his thumb between their bus and the wall! Now I would assume that in the 1970s Johnny Cash did not drive his own bus, but it is a fun story. We laugh about it every time we bring up fair stories.

My point today is to remind everyone to enjoy life. There may be little hiccups, like getting your thumb smashed by Johnny Cash, but the hiccups are what make the best memories. Keep yourself and family prepared for unexpected medical hiccups with a BASE® HRA and be able to deduct that medical bill for your thumb getting smashed.

If you would like to learn more about all the benefits BASE® has to offer please call and speak to one of our representatives  to review your situation.

Enjoy life and make lasting memories.

Laura Radebaugh
BASE® - Administration/Adjudication Specialist