Could You Be Doing More For Your Clients?

BASE® has several Account Managers that are in constant contact with Business Partners year around. BASE® works with accountants, financial planners, insurance agents, and brokers to keep them up-to-date with the latest compliance issues and to help their clients save the most money possible through BASE® tax-advantaged plans. Are you one of those Business Partners?

Our company motto at BASE® is “Benefits You Can Trust. Service You Can Count On.” Not only do we set up the plan and provide the administration for you and your clients to save thousands in tax dollars through our plans, but we also provide the service and education that comes along with those plans.

The Affordable Care Act and its penalties related to Health Reimbursement Arrangements and 125 Cafeteria Plans is something that keeps being talked about, and for good reason. With a $100/day excise tax per applicable employee, it is something that shouldn’t be ignored. However, it all comes back to the last part of our motto, “Service You Can Count On.” If you can take a quick five minutes out of your day to talk to one of our Account Managers about your clients and how they are handling the recent ACA changes, you could be doing more for your clients.

“I have used BASE®’s services to assist my small group clients in establishing an HRA (Health Reimbursement Arrangement). These plans have saved my clients significant amounts in premium dollars, which has allowed them to increase wages to employees.

BASE® takes complete control of putting the programs in place and training the group administrators and human resource staff. I've also used BASE® as a resource to answer compliance questions of all kinds. BASE® puts together some scenarios that are easy to understand while spending time on the phone explaining other plan details to me. BASE® definitely understands the Affordable Health Care Act and can provide answers to IRS related questions.

I’ve had follow-up phone calls and the BASE® staff always remembers who I am. I strongly recommend the good people at BASE®.”

-   - BASE® Business Partner, Doug P.

Even if you are not a current BASE® Business Partner, I encourage you to call and see if a BASE® tax-advantaged benefit plan could be something that is right for you and your client(s). By enrolling in a BASE® plan, you will not only receive education with everything related to the plan and the ACA, but you will have peace of mind knowing that it is being done right. 

The Iowa State Fair

Our company is based in Iowa and in August we find ourselves talking about the famous Iowa State Fair! Each year for a period of 11 days, Iowa hosts a huge party. We entertain over a million visitors each year at the fair.

We moved to Iowa from Minnesota when I was just 2 years old. I remember going to the Iowa State Fair every year. Several years we rode to the fair in the back end of a pickup. Funny how we never even thought about how dangerous that was. When I was younger, I always thought the best part of the fair was the butter cow. It amazed me how they could make a cow out of butter! Of course, I didn’t know they had a wire shell that they covered in butter.

The other thing that I remember is getting salt water taffy every year. I think the taffy stand is still there! Every year the food changes and there are exciting new things to try, but it has to be on a stick to be true fair food – unhealthy as it may be.

I also have fond memories of the Minnesota State Fair. My Grandpa was captain of the guard at the tunnel for the grandstands. So most years we would travel to that fair also. I guess state fairs are in my blood.

I remember one time going to the fair to find my Grandpa with his hand bandaged up. All he could do was laugh and say that Johnny Cash had smashed his thumb between their bus and the wall! Now I would assume that in the 1970s Johnny Cash did not drive his own bus, but it is a fun story. We laugh about it every time we bring up fair stories.

My point today is to remind everyone to enjoy life. There may be little hiccups, like getting your thumb smashed by Johnny Cash, but the hiccups are what make the best memories. Keep yourself and family prepared for unexpected medical hiccups with a BASE® HRA and be able to deduct that medical bill for your thumb getting smashed.

If you would like to learn more about all the benefits BASE® has to offer please call and speak to one of our representatives  to review your situation.

Enjoy life and make lasting memories.

Laura Radebaugh
BASE® - Administration/Adjudication Specialist  

ACA Risks & Penalties – Are You Ready?

Looking ahead to 2015, are you ready?  Anyone who deals with employee benefits should be gearing up for year-end, especially as we flip the calendar to August.  Kids are headed back to school and the next open enrollment period for the health insurance exchange is looming.  Are you armed with the information to avoid compliance risks?


BASE® works with Business Partners from varying industries, as well as business owners of different sizes, to help them make sense of the Affordable Care Act.  Not only does BASE® provide a variety of tax-advantaged benefit solutions, but also options to make health care more affordable.  And, all while keeping them educated and up-to-date in regards to the latest compliance issues affecting tax-advantaged benefit plans.


With the IRS further emphasizing their stance on failing to satisfy ACA reforms and the DOL ramping up employee benefit plan audits to the tune of 15,000 newly hired auditors, many are taking note.  With a $100/day excise tax per applicable employee at stake, it is foolish to think that nobody will be penalized.


If you are utilizing employee benefit plans, such as a Health Reimbursement Arrangement or 125 Cafeteria Plan, be sure that you are taking note.  BASE® wants to help educate you on the compliance risks and new benefit options availableContact BASE® for benefit solutions to keep your benefit program in compliance with the latest rules and regulations, and to make sure you are ready! 

Anne Case
BASE® - Director of Marketing & Communications